Dr. Marafa lectures at Baze University, Abuja, Nigeria. He has published widely, with research interests in monetary economics, development economics, financial economics, and entrepreneurship, among others. He is a member of several professional bodies, with a career spanning various sectors. He was a Lecturer with the Waziri Umaru Federal Polytechnic in Birnin Kebbi and Usmanu Danfodiyo University, Sokoto. He also worked with Kebbi State Home Savings and Loans, Standard Trust Bank (now UBA), and Pacific Bank (now Unity Bank). He was an Economist with the Central Bank of Nigeria. Dr. Marafa graduated top of his class with a BSc (Hons) in Economics from Usmanu Danfodiyo University Sokoto Nigeria and earned his MSc in Economics from the same university. He obtained an MBA (specializing in Finance) from Nasarawa State University, and a Ph D in Economics from Bayero University Kano, Nigeria.